Back to Personal Finance
Finance & Economics / Personal Finance

Roth IRA Conversion Tax Impact Calculator

Conversion Details

Tax Brackets

Projection Details

Roth Conversion Strategy

When to Convert: Low-income years, market downturns, before age 72 (RMDs)

Partial Conversions: Convert just enough to stay in current bracket

Tax Payment: Pay from non-retirement funds for maximum benefit

5-Year Rule: Wait 5 years to withdraw converted amounts penalty-free