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Solar vs Grid 25-Year Cost Calculator

Current Electric Bill

Solar System

Analysis Notes

Assumptions: 3% annual electricity rate increase, 0.5% panel degradation, 30% federal tax credit, $200/year maintenance

Not Included: State incentives, SRECs, home value increase, backup power value

Use this solar vs grid 25-year cost calculator to compute solar & energy results from your inputs.

Formula

Grid: Year N cost = Monthly bill × 12 × (1 + Rate increase)^N Grid 25-year total = Σ(Year N costs) Solar: Initial cost - Incentives + Inverter replacement + (Maintenance × 25) Solar production Year N = Year 1 production × (1 - 0.005)^N Grid costs avoided = Σ(Production Year N × Electricity rate Year N) Total savings = Grid total - Solar total