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Crypto Tax Loss Harvesting Calculator

2024 Capital Gains

Crypto Loss Positions

Loss: $2,000

Tax Loss Harvesting Guide

How It Works:
  • Sell crypto assets at a loss before Dec 31
  • Offset capital gains dollar-for-dollar
  • Offset up to $3,000 of ordinary income
  • Carry forward unlimited losses to future years
Wash Sale Rule:
  • Currently does NOT apply to crypto (as of 2024)
  • You can immediately rebuy the same asset
  • This may change with future legislation
Strategy Tips:
  • Review portfolio in November/December
  • Prioritize short-term losses (higher tax rate)
  • Keep detailed records of all transactions
  • Consider rebalancing to similar assets

Disclaimer: This calculator provides estimates only. Consult a tax professional for personalized advice. Tax laws change frequently.

Use this crypto tax loss harvesting calculator to compute blockchain & crypto results from your inputs.

Formula

Unrealized loss per holding = (Purchase price - Current price) × Quantity Total harvestable losses = Sum of all negative holdings Gains to offset = min(Other capital gains, Total losses) Excess loss to deduct from income = min($3,000, Total losses - Gains offset) Tax savings = (Gains offset × Capital gains rate) + (Excess loss × Income rate) Carryforward loss = Total losses - Gains offset - Excess loss