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Orthodontics Payment Plan Calculator

Treatment Cost

Payment Plan Terms

Many orthodontists offer 0% interest plans

Orthodontics Payment Tips

Insurance: Most plans cover $1,000-$2,000 lifetime orthodontics maximum for children

0% Financing: Many orthodontists offer interest-free payment plans (24-36 months)

FSA/HSA: Use pre-tax dollars to pay for braces and save on taxes

Use this orthodontics payment plan calculator to compute dental & vision results from your inputs.

Formula

Out-of-pocket total = Total cost - Insurance benefit Amount to finance = Out-of-pocket - Down payment Monthly payment = Finance amount × [r(1+r)^n] / [(1+r)^n - 1] Total paid = Down payment + (Monthly payment × Months) Interest paid = Total paid - Out-of-pocket total