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Compound Interest Calculator with Variable Contributions

Formula

FV = P(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) - 1) / (r/n)]

Where:

• P = Principal amount

• r = Annual interest rate (decimal)

• n = Compounding frequency per year

• t = Time in years

• PMT = Regular contribution amount