Personal Finance
Compound Interest Calculator
Project compound growth from a starting balance, regular contributions, rate and time.
Loan Payment Calculator
Use our free loan payment calculator to estimate monthly payments and total interest from principal, rate and term.
Mortgage Calculator
Work out your mortgage payment from price, down payment, rate and term - with worked examples, the amortization formula, and costs it leaves out.
Retirement Savings Calculator
Project retirement account value from savings, annual contributions, and expected returns to set realistic retirement targets.
Debt Payoff Strategy Calculator (Avalanche vs Snowball)
Compare the debt avalanche and snowball methods on your own debts: debt-free date, total interest, payoff order and savings versus paying only minimums.
Loan Amortization with Extra Payments Calculator
Calculate how extra monthly or yearly payments shorten any loan and reduce total interest, with a full amortization comparison.
Take-Home Pay Calculator
Estimate your 2026 take-home pay per paycheck from salary, filing status, 401(k) and health deductions, with federal brackets, Social Security, Medicare and state tax.
Rent vs Buy Decision Calculator
Compare renting and buying a home by net worth over your stay, with mortgage, tax, maintenance, closing and selling costs, home price growth and invested savings.
Roth IRA Conversion Tax Impact Calculator
Estimate the 2026 federal and state tax on a Roth IRA conversion, the bracket it reaches, and whether converting beats keeping a traditional IRA.
Required Minimum Distribution (RMD) Calculator
Calculate your required minimum distribution from an IRA or 401(k) with the IRS Uniform Lifetime Table, the tax on it and future RMDs.
Social Security Break-Even Calculator
Compare claiming Social Security at 62, full retirement age or 70: monthly benefits, break-even ages and lifetime totals by age at death.