Finance & Economics / Personal Finance

Emergency Fund Months Calculator

Include: rent/mortgage, utilities, food, transportation, insurance, minimum debt payments

Recommended: 3-6 months minimum

Emergency Fund Guidelines

3 months: Minimum for dual-income households with stable jobs

6 months: Standard recommendation for most people

9-12 months: Self-employed, single income, or unstable job market

Tip: Keep in a high-yield savings account for easy access