Education & Exams / Student Finance

529 Contribution Calculator

Current 529 Plan

Contribution Plan

Typical range: 5-7% for age-based portfolios

College Cost Goal

4 years tuition, room, board (public ~$100k, private ~$200k)

How to Use This Calculator

Project how much your 529 college savings plan will be worth and determine if you're on track to meet your college cost goals.

Key Assumptions:

  • Returns are based on historical market averages (actual returns will vary)
  • Age-based portfolios typically return 5-7% annually over long periods
  • College costs shown are in today's dollars (doesn't account for tuition inflation)
  • Consider increasing contributions annually to account for college cost increases

Tip: Front-loading 529 contributions early maximizes compound growth over time.