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DeFi Yield APR to APY & Gas Break-Even Calculator

Educational mathematical illustration only. This does not model impermanent loss, changing APRs, or protocol risk.

About This Calculator

Use the defi yield apr to apy & gas break-even calculator when you want faster calculations with a clear method behind every result.

Convert DeFi APRs into APY, see your net yield after gas fees, and find the minimum deposit size that makes a vault or farm worthwhile.

If your workflow expands, pair this calculator with Token Vesting Schedule Calculator and Staking APR Calculator to cross-check assumptions and build a stronger analysis chain.

Formula

APY = (1 + r / n)^n - 1; f = d / 365; final = deposit * (1 + r / n)^(n * f); profit_gross = final - deposit; profit_net = profit_gross - gasCosts; deposit_breakeven = gasCosts / APY.

Example Calculation

The worked example below demonstrates how the input fields translate into the final output. Use it as a quick validation pass before entering your own numbers.

  • aprPercent: 20
  • compoundsPerYear: 365
  • deposit: 5000
  • durationDays: 365
  • gasCosts: 40

Explanation of Results

Result Interpretation

A 20% APR compounded daily yields about 22.1% APY. On a 5,000 deposit for one year, that is roughly 1,105 in gross yield; after 40 of gas, you net about 1,065. You need around 181 deposited to break even on 40 of gas over a full year.

FAQ

Does this account for impermanent loss or variable APRs?

No. This is a mathematical yield model using fixed APR and compounding assumptions only.

How should I estimate gas costs accurately?

Use transaction history or protocol-specific estimates for entry, compounding, and exit operations under your expected chain conditions.

Can I use this for lending protocols or only LP farms?

You can use it for either when APR, compounding frequency, and gas assumptions match your strategy.

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